1 can refried beans
1 container prepared guacamole dip
8oz sour cream
Shredded Cheddar Cheese
Lettuce, tomato, black olives, whatever else you want to top it with.
Layer Refried beans, gaucamole dip, sourcream in that order in a 9X13 or jelly roll pan. Sprinkle with taco seasoning and then top as desired with taco fixings.